Welcome to First Southern Bank Online
Coming soon:
A new FirstSouthern.com
Clean. Clear. Intuitive.
A site redesigned to be easier to use and navigate.
The site redesign will make it easier and quicker to find everything you need. However, your Online Banking User ID and Password will not change. You will have quicker access to your accounts and expanded information. Enjoy the new clean, colorful, and clear FirstSouthern.com - coming soon!
| Rates Effective: May 17, 2012 - Please scroll down to view our account specials and additional disclosures. |
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| CD - 91 Day |
$1,000.00 |
$1,000.00 |
.05% |
.05% |
| CD - 182 Day |
$1,000.00 |
$1,000.00 |
.10% |
.10% |
| CD - 12 Month |
$1,000.00 |
$1,000.00 |
.25% |
.25% |
| CD - 18 Month |
$1,000.00 |
$1,000.00 |
1.00% |
1.00% |
| CD - 24 Month |
$1,000.00 |
$1,000.00 |
.45% |
.45% |
| CD - 36 Month |
$1,000.00 |
$1,000.00 |
.55% |
.55% |
| CD - 48 Month |
$5,000.00 |
$5,000.00 |
1.25% |
1.25% |
| CD - 48 Month Bump CD **Special** |
$5,000.00 |
$5,000.00 |
1.25% |
1.25% |
| CD - 60 Month |
$5,000.00 |
$5,000.00 |
1.50% |
1.50% |
| CD - 60 Month Bump CD **Special** |
$5,000.00 |
$5,000.00 |
1.50% |
1.50% |
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| IRA-Trad/Roth 12 Mth |
$100.00 |
$100.00 |
.25% |
.25% |
| IRA-Trad/Roth 24 Mth |
$100.00 |
$100.00 |
.45% |
.45% |
| IRA-Trad/Roth 36 Mth |
$100.00 |
$100.00 |
.55% |
.55% |
| IRA-Trad/Roth 48 Mth |
$5,000.00 |
$5,000.00 |
1.25% |
1.26% |
| IRA-Trad/Roth 48 Mth Bump **Special** |
$5,000.00 |
$5,000.00 |
1.25% |
1.26% |
| IRA-Trad/Roth 60 Mth |
$5,000.00 |
$5,000.00 |
1.50% |
1.51% |
| IRA-Trad/Roth 60 Mth Bump **Special** |
$5,000.00 |
$5,000.00 |
1.50% |
1.51% |
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Interest Checking (Pre 2/23/2006 Accounts) |
$500.00 |
$500.00 |
0.10% |
0.10% |
VIP Free Interest Checking |
$50.00 |
NO MINIMUM |
0.10% |
0.10% |
| Southern Advantage Checking ($0 - $2,499) |
$50.00 |
$0.00 - $2,499.99 |
0.10% |
0.10% |
| Southern Advantage Checking ($2,500 & Above) |
$2,500.00 |
$2,500.00 and above |
0.25% |
0.25% |
50+ Free Interest Checking |
$50.00 |
NO MINIMUM |
0.10% |
0.10% |
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| Statement Savings |
$25.00 |
$25.00 |
0.15% |
0.15% |
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| Money Market ($500.00 - $9,999.99) |
$500.00 |
$500.00 - $9,999.99 |
0.15% |
0.15% |
| Money Market ($10,000.00 - $24,999.99) |
$10,000.00 |
$10,000.00 - $24,999.99 |
0.20% |
0.20% |
| Money Market ($25,000.00 - $49,999.99) |
$25,000.00 |
$25,000.00 - $49,999.99 |
0.25% |
0.25% |
| Money Market ($50,000.00 & Above) |
$50,000.00 |
$50,000.00 and above |
1.00% |
1.00% |
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| Rates are subject to change daily. |
| * APY is Annual Percentage Yield |
| Interest paid on Account Types listed as CD's (Certificates of Deposit) is not compounded and cannot be credited to the certificate. A penalty may be imposed for early withdrawal. |
| Interest paid on Account Types listed as IRA's (Individual Retirement Accounts) is compounded. A penalty may be imposed for early withdrawal. |
| Checking, Savings and Money Market products listed under "Account Types" above are products with rates that are subject to change after an account is opened and at the discretion of First Southern Bank. These accounts may also charge fees which will reduce earnings. |
| Please see a Customer Service Representative for further information about our products, bump specials, applicable fees & terms. |

(Plus, receive up to $25 for your old checks and debit card!)