Privacy Policy First Southern Bank

Privacy Policy

Rev. 03/2021

FACTS	WHAT DOES FIRST SOUTHERN BANK DO WITH YOUR PERSONAL INFORMATION?
FACTS WHY?	WHAT DOES FIRST SOUTHERN BANK DO WITH YOUR PERSONAL INFORMATION? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.
FACTS WHAT?	WHAT DOES FIRST SOUTHERN BANK DO WITH YOUR PERSONAL INFORMATION? The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and account balances Credit history and credit scores Income and employment information When you are no longer our customer, we continue to share your information as described in this notice.
FACTS HOW?	WHAT DOES FIRST SOUTHERN BANK DO WITH YOUR PERSONAL INFORMATION? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons First Southern Bank chooses to share; and whether you can limit this sharing.

FACTS

WHAT DOES FIRST SOUTHERN BANK DO WITH YOUR PERSONAL INFORMATION?

FACTS

WHY?

WHAT DOES FIRST SOUTHERN BANK DO WITH YOUR PERSONAL INFORMATION?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.

FACTS

WHAT?

WHAT DOES FIRST SOUTHERN BANK DO WITH YOUR PERSONAL INFORMATION?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and account balances
Credit history and credit scores
Income and employment information

When you are no longer our customer, we continue to share your information as described in this notice.

FACTS

HOW?

WHAT DOES FIRST SOUTHERN BANK DO WITH YOUR PERSONAL INFORMATION?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons First Southern Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does First Southern Bank share?	Can you limit this sharing?
Reasons we can share your personal information For our everyday business purposes- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Does First Southern Bank share? Yes	Can you limit this sharing? No
Reasons we can share your personal information For our marketing purposes- to offer our products and services to you	Does First Southern Bank share? Yes	Can you limit this sharing? No
Reasons we can share your personal information For joint marketing with other financial companies	Does First Southern Bank share? Yes	Can you limit this sharing? No
Reasons we can share your personal information For our affiliates’ everyday business purposes- information about your transactions and experiences	Does First Southern Bank share? No	Can you limit this sharing? We don’t share
Reasons we can share your personal information For our affiliates’ everyday business purposes- information about your creditworthiness	Does First Southern Bank share? No	Can you limit this sharing? We don’t share
Reasons we can share your personal information For our affiliates to market to you	Does First Southern Bank share? Yes	Can you limit this sharing? Yes
Reasons we can share your personal information For nonaffiliates to market to you	Does First Southern Bank share? No	Can you limit this sharing? We don't share

To limit our sharing
To limit our sharing Call 256-718-4200 our menu will prompt you through your choice(s) or
To limit our sharing Visit us online: www.firstsouthern.com
To limit our sharing Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

What if I have...	Action
What if I have... Questions?	Action Call 256-718-4200 or go to www.firstsouthern.com

Question	Answer
Question Who is providing this notice?	Answer First Southern Bank

What we do
What we do How does First Southern Bank protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
What we do How does First Southern Bank collect my personal information?	We collect your personal information, for example, when you open an account or deposit money apply for a loan or pay your bills use your credit or debit card We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
What we do Why can’t I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes-information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.
What we do What happens when I limit sharing for an account I hold jointly with someone else?	Your choices will apply to everyone on your account-unless you tell us otherwise.

Definitions
Definitions Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. As of December 31, 2020, our affiliates are First Southern Bancshares, Inc. and FS Insurance Services, LLC
Definitions Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. First Southern Bank does not share with nonaffiliates so they can market to you.
Definitions Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. First Southern Bank jointly markets with ServisFirst Bank.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

As of December 31, 2020, our affiliates are First Southern Bancshares, Inc. and FS Insurance Services, LLC

Definitions

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

First Southern Bank does not share with nonaffiliates so they can market to you.

Definitions

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

First Southern Bank jointly markets with ServisFirst Bank.

Other important information
Other important information If you have questions regarding First Southern Bank’s Privacy Policy or would like additional information, please contact us at 256-718-4200.

Report a lost or stolen Debit card

Lost Debit Card

If you need to report a lost or stolen Debit Card issued by First Southern Bank, please call

844-202-5333

Lost Credit card

If you need to report a lost or stolen Credit Card issued by First Southern Bank, please call

1-866-598-1769

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Privacy Policy

Privacy Policy

Report a lost or stolen Debit card

Lost Debit Card

Lost Credit card