Self-Enroll

Visit www.firstsouthern.com and click New Enrollment in the Online Banking Sign-In box, and:

1. Accept the Terms and Conditions

2. Enter the requested information

3. Click Send email verification*

4. Open the email you receive and click on the link*

5. Make note of your temporary 12-digit User ID (you’ll be able to change this later!)

*Please note that the enrollment process must be completed within the same browser session and on the same computer within one hour.

Or, call Customer Service at (256) 718-4200 for assistance.

At firstsouthern.com go to the Online Banking Sign-In box to enter your temporary 12-digit User ID and click log-in. Enter the last four digits of your Social Security number as your password, then click Submit.

Now you’re just six steps away from taking charge of your finances!

Step One: Change your password (required)

Step Two: Change your User ID (optional)

Step Three: Select a personal image

Step Four: Select and answer three security questions

Step Five: Enable password reset option in yourOptions tab

Step Six: Select Mobile Setting under your Options tab to enter a mobile phone number to receive important security verification codes via text (this additional security measure will be used in the setup of other Online Banking features to verify your identity).

When you have completed these steps return to your Online Banking “My Web Teller” page to get started.

Below provides a convenient, configurable financial snapshot.

The “Accounts” page offers several account management options which are easily accessible using the Select Option drop-down menu or by clicking on the account name.

From this page you can:

• View transaction details
• Choose number of transactions displayed
• Search by account, date range, amount, check number, debits or credits
• Transfer funds
• View check and deposit images
• Download transactions to financial management software or a spreadsheet
• View statements
• Initiate stop payments
• Sort columns to customize view

Customize your Online Banking experience by clicking on
the Settings tab, where you’ll find the following options:

Personal

• Change your email address
• Change your password reset question & answer
• Customize your personal authentication image
• Change your Online Banking User ID
• Change your password

Account

• Assign nicknames to your accounts

Display

• Set defaults for displaying account information and confirmation options

eStatements and eNotices are environmentally friendly, safe, secure and accessible. If you’d prefer to receive your account statements and notices electronically, click on the eStatement tab within Online Banking to start the enrollment process.

Enrollment Process

Step One: Click Details to see which accounts and document types you can enroll. Remove the check boxes from any documents you wish to receive on paper.

Step Two: Make sure your email address is correct. If not correct, please update in the space provided.

Step Three: Enter a word or words that you will recognize.  This is called your eStatement security phrase. Emails from us regarding eStatements will contain this phrase.

Step Four: This step is your key to knowing if you’ll be able to read eStatements online. You must have Adobe® Reader 6.0 or higher installed on your computer. To see the passcode, click on the link provided. In the center of the PDF you will see a passcode word. This word is case-sensitive. Make a note of the passcode. Return to the enrollment screen and type the passcode into the field provided. After enrollment, you will no longer need the passcode from this step

Step Five: Read our Terms and Conditions and check the box that reads “I agree.” Finish by clicking the submit button.

You’ll soon receive an email from First Southern Bank confirming your enrollment. When your statements are ready or you have a notice available, we’ll send you an email containing your security phrase and a message that your document is ready for viewing. We’ll store up to 18 months of statements and notices for your easy access and management.

Pay bills quickly and easily with Bill Pay. No need to spend time writing checks and stamping envelopes. With Online Banking with Bill Pay, it only takes a few minutes and a click of the mouse to conveniently pay your bills. To sign up, log in to your online banking account at www.firstsouthern.com. Then click the “Bill Pay” link to access the enrollment form or call us at 855-402-7815. You can also find helpful links in our Bill Pay section of our website to watch our demos for a Bill Pay overview, to schedule a payment, or learn how to pay a person (P2P).

Keep tabs on your finances with handy Online Banking alerts! On the Options tab, click Alerts. From here you can schedule your own customized alerts for:

Events like incoming direct deposits, funds transfer information or statement notifications

Balance so you’ll know when an account reaches a certain threshold

Items including cleared checks

Personal reminders of important dates like upcoming birthdays and anniversaries.

For each alert choose to be notified by email, via text message, or upon login to Online Banking by checking the Email, Text or Login boxes. Alerts can be sent to any valid email address.

Mobile Banking is a free service that allows you to access your account information, transfer funds and pay bills with your mobile device. It works with any web enabled mobile phone device whose network allows SSL traffic.

• Locate branch offices
• View Transaction History
• View Account Balances
• Transfer Funds between your First Southern Bank accounts
• Pay Bills to existing Payees including individuals
• View Alerts
• View Statements
• Make a Check Deposit

If you are currently enrolled in First Southern Bank’s Online Banking, simply download the First Southern Bank Mobile Banking App from the iPhone App Store or Android Market. If you are a first time user of our Online Banking service or are in the midst of a password change, you must enroll for Mobile Banking via a personal computer rather than your mobile device.

Yes. You can use any mobile device that is web-enabled and allows secure SSL traffic. However, SMS text messages will be sent to the mobile device number registered in WebTeller.

Yes, use the same user ID and password as you do for traditional WebTeller via your personal computer.You can also use your fingerprint to sign in if your phone allows this feature.

No, it is free for all of our personal and business customers.

Yes! You can download our app at the iPhone App Store or Android Market by searching for First Southern Bank.

Yes, however, only one time, immediate transfers and bill payments may be entered. Recurring transfers and recurring bill payments must be entered via the traditional WebTeller on your personal computer.

Transfers can be made at any time. However, please note the transfer cut-off time is 6 p.m. CST during regular bank- ing days, which excludes weekends and holidays. (A list of our observed holidays is available by contacting us.) Any transfer made after 6 p.m. CST will be processed on the next business day.

If you have selected to receive text alerts, each time you make a transfer or bill payment, a confirmation SMS text message will be sent to your mobile device. If you do not receive a confirmation text message, double check to make sure the transaction went through via traditional WebTeller. Mobile phone carrier text message fees may apply.

New payees can only be added through your personal computer via our traditional WebTeller. Mobile functionality is limited to sending payments to already established payees. Once payee is established on traditional WebTeller, you can submit one time payments to that payee via your mobile device.

You must log in to the traditional WebTeller via your personal computer and delete the payment from the Main Menu of the Bill Pay module.

Check your phone’s settings to make sure you don’t have Alpha-only enabled on the keypad.

Select the “Logout” link to logout of Mobile Banking, then close your browser through your mobile device browsing options. Closing your browser will securely end your Mobile Banking login session.

There are a number of reasons that you may experience trouble accessing the mobile version of internet banking on your phone.  You must first enroll in First Southern Bank’s Mobile Banking before you can gain access. These steps were discussed previously. In addition, to use the mobile version of WebTeller, your phone needs to meet the following minimum requirements:

1. Your mobile device must be web enabled.
2. Your mobile network must allow secure SSL traffic. (You may need to contact your mobile provider to determine this.)

When you complete a transaction from your mobile device (bill payment, funds transfer, etc.) and you have selected to receive text alerts, you will receive an SMS text message as confirmation that the transaction was successful. If you do not receive this message due to a dropped call or lost signal, check your accounts and re-submit any transactions that did not process.

Since your account data is not stored on your mobile device, your information cannot be stolen. When you replace your device, simply edit your Mobile Settings via traditional WebTeller through your personal computer and make any changes to the wireless provider and/or phone number. For security measures, you should never save your passwords in your mobile device.

If you simply get a new phone but keep the same phone number and provider, no changes on your part are necessary. If you switch providers and/or phone numbers, log in to your  WebTeller account via your  personal computer and update your  information on the “Options > Mobile Settings” page. You will not receive SMS text messages regarding Mobile Banking transactions if your phone number is not correct.

Log in to your WebTeller account via your personal computer and select “Options”, then click “Mobile Settings” and “Deselect – Activate Mobile Banking Access”, then click “Agree”.

When using a personal computer to perform sensitive searches/transactions such as checking your account balance, making a payment, etc. we do not recommend using the free Wi-Fi in a coffee shop or other access points. Use your password protected Wi-Fi at home to safeguard your account.